Q2 2023 AmericanTCS 401(k) Composite Benchmark

August 2, 2023

The AmericanTCS 401(k) Composite Benchmark returned 4.66% in the second quarter of 2023. Following a challenging market in 2022 that delivered a decline of -16.70% to the 401(k) benchmark, 2023 has been a welcome change with a YTD return of 10.28%.

Because 401(k) participants are long-term investors it is important to take a step back and observe the hypothetical 401(k) participant’s journey over longer time periods. Over the last 5-year period, the AmericanTCS 401(k) Benchmark achieved a solid return of 6.42% despite negative returns in 2018 and 2022 calendar years. This reaffirms the experts’ advice to 401(k) participants on the importance of staying the course even in the most turbulent of market conditions. History tells us that good markets often follow bad ones. To achieve long-term financial success and stability, 401(k) participants must maintain a committed approach to their 401(k) portfolio.

2023 Q2 401(k) Benchmark Financial Market Comparison Chart

About the AmericanTCS 401(k) Benchmark

AmericanTCS is a leading financial services organization that provides a wide array of brokerage, advisory, and trust services to a diverse national client base of financial advisors and institutions, asset managers, and benefits administrators through its various affiliated companies. Because we provide these services, AmericanTCS has plan investment data on over 100,000 401(k) plans representing approximately $125 billion in assets. In response to requests from our institutional clients, we have created the AmericanTCS Composite Benchmark. Using data from plans serviced by AmericanTCS with assets of at least $100,000 at the beginning and ending of the month, the AmericanTCS 401(k) Composite Benchmark is designed to reflect the portfolio performance across 401(k) plans serviced, in any capacity, by AmericanTCS. See the “Methodology” section of this report for details on how the composite benchmark is calculated.

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